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          "text": "Family-owned non-medical home care agency serving Southeast Michigan since 1989. Companion, personal, specialized, and live-in care. Licensed by LARA; insured and bonded.",
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      "@id": "https://affordablehomecare.org/guides/hospital-discharge-home-care",
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          "pageTitle": "Hospital Discharge Home Care — Southeast Michigan Family Guide — Personal Care rate, Southeast MI",
          "text": "Personal Care rate, Southeast MI: $29–$37/hr (2026 agency rate)",
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          "url": "https://affordablehomecare.org/guides/hospital-discharge-home-care",
          "pageTitle": "Hospital Discharge Home Care — Southeast Michigan Family Guide — Typical caregiver start window after a call",
          "text": "Typical caregiver start window after a call: 24–48 hours with known discharge date",
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          "url": "https://affordablehomecare.org/guides/hospital-discharge-home-care",
          "pageTitle": "Hospital Discharge Home Care — Southeast Michigan Family Guide — Fall-risk multiplier in 30 days post-discharge",
          "text": "Fall-risk multiplier in 30 days post-discharge: ~4× normal baseline (older adults)",
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          "url": "https://affordablehomecare.org/guides/hospital-discharge-home-care",
          "pageTitle": "Hospital Discharge Home Care — Southeast Michigan Family Guide — 30-day readmission rate after SNF discharge",
          "text": "30-day readmission rate after SNF discharge: roughly 1 in 4 patients",
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        {
          "url": "https://affordablehomecare.org/guides/hospital-discharge-home-care",
          "pageTitle": "Hospital Discharge Home Care — Southeast Michigan Family Guide — Medicare Part A SNF coverage window",
          "text": "Medicare Part A SNF coverage window: Up to 100 days after 3-night inpatient stay",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
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    },
    {
      "@id": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
      "name": "Home Health Care vs. Home Care — What is the Difference?",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
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          "url": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
          "pageTitle": "Home Health Care vs. Home Care — What is the Difference? — Home health primary payer",
          "text": "Home health primary payer: Medicare Part A/B (when criteria met)",
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        {
          "url": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
          "pageTitle": "Home Health Care vs. Home Care — What is the Difference? — Home care primary payer",
          "text": "Home care primary payer: Private pay, LTC insurance, VA, Medicaid waivers",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
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        {
          "url": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
          "pageTitle": "Home Health Care vs. Home Care — What is the Difference? — Typical Medicare home-health window",
          "text": "Typical Medicare home-health window: 30–60 days post-qualifying event",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://affordablehomecare.org/guides/home-health-care-vs-home-care",
          "pageTitle": "Home Health Care vs. Home Care — What is the Difference? — Home care rate band, Southeast MI",
          "text": "Home care rate band, Southeast MI: Companion $27–$32, Personal $29–$37, Specialized $35–$42 per hr",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
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        {
          "url": "https://www.cms.gov/files/document/highlights.pdf",
          "pageTitle": "Home Health Care vs. Home Care — What is the Difference? — US home health agency spending, 2024",
          "text": "US home health agency spending, 2024: $169.4B (+10.2% YoY)",
          "publisher": "Affordable Home Care",
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    {
      "@id": "https://affordablehomecare.org/guides/home-care-vs-assisted-living",
      "name": "Home Care vs. Assisted Living — Cost and Outcome Comparison",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/home-care-vs-assisted-living",
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          "url": "https://affordablehomecare.org/guides/home-care-vs-assisted-living",
          "pageTitle": "Home Care vs. Assisted Living — Cost and Outcome Comparison — Personal Care rate, Southeast MI",
          "text": "Personal Care rate, Southeast MI: $29–$37/hr (2026 agency rate)",
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          "url": "https://affordablehomecare.org/guides/home-care-vs-assisted-living",
          "pageTitle": "Home Care vs. Assisted Living — Cost and Outcome Comparison — Approximate cost crossover point",
          "text": "Approximate cost crossover point: ~12 daily one-on-one hours",
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        {
          "url": "https://affordablehomecare.org/guides/home-care-vs-assisted-living",
          "pageTitle": "Home Care vs. Assisted Living — Cost and Outcome Comparison — Live-in care daily rate",
          "text": "Live-in care daily rate: $400–$500/day",
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        {
          "url": "https://investor.genworth.com/news-events/press-releases/detail/986/long-term-care-costs-increase-in-michigan-on-par-with",
          "pageTitle": "Home Care vs. Assisted Living — Cost and Outcome Comparison — Michigan assisted living annual median, 2024",
          "text": "Michigan assisted living annual median, 2024: $72,480/yr (+20% YoY)",
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          "url": "https://www.aarp.org/caregiving/financial-legal/long-term-care-affordability-report/",
          "pageTitle": "Home Care vs. Assisted Living — Cost and Outcome Comparison — US home care inflation, 5-year average",
          "text": "US home care inflation, 5-year average: 7.9%/yr (nearly double overall inflation)",
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      "@id": "https://affordablehomecare.org/guides/private-hire-vs-agency",
      "name": "Private Hire vs. Home Care Agency — True Total Cost",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
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          "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
          "pageTitle": "Private Hire vs. Home Care Agency — True Total Cost — Private-hire educational range",
          "text": "Private-hire educational range: $18–$28/hr (educational comparison only)",
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          "dateModified": "2026-06-18"
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          "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
          "pageTitle": "Private Hire vs. Home Care Agency — True Total Cost — Agency Companion Care rate",
          "text": "Agency Companion Care rate: $27–$32/hr (Southeast MI)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
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        {
          "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
          "pageTitle": "Private Hire vs. Home Care Agency — True Total Cost — Agency Personal Care rate",
          "text": "Agency Personal Care rate: $29–$37/hr (Southeast MI)",
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          "dateModified": "2026-06-18"
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        {
          "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
          "pageTitle": "Private Hire vs. Home Care Agency — True Total Cost — Hidden costs of private hire",
          "text": "Hidden costs of private hire: Payroll tax, workers comp, liability, backup coverage, supervision",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
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        {
          "url": "https://affordablehomecare.org/guides/private-hire-vs-agency",
          "pageTitle": "Private Hire vs. Home Care Agency — True Total Cost — What the agency rate includes",
          "text": "What the agency rate includes: Background check, training, RN oversight, payroll, insurance, backup",
          "publisher": "Affordable Home Care",
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    {
      "@id": "https://affordablehomecare.org/guides/paying-for-home-care",
      "name": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay",
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      "url": "https://affordablehomecare.org/guides/paying-for-home-care",
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          "url": "https://www.medicare.gov/coverage/long-term-care",
          "pageTitle": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay — Medicare coverage of non-medical home care",
          "text": "Medicare coverage of non-medical home care: None (skilled home health only)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-07"
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        {
          "url": "https://affordablehomecare.org/guides/paying-for-home-care",
          "pageTitle": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay — Typical LTC insurance benefit trigger",
          "text": "Typical LTC insurance benefit trigger: 2 of 6 ADLs OR cognitive impairment",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
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        {
          "url": "https://affordablehomecare.org/guides/paying-for-home-care",
          "pageTitle": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay — VA Aid & Attendance monthly max (2026)",
          "text": "VA Aid & Attendance monthly max (2026): Up to ~$2,727/mo (single veteran)",
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          "url": "https://affordablehomecare.org/guides/paying-for-home-care",
          "pageTitle": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay — MI Choice Medicaid waiver",
          "text": "MI Choice Medicaid waiver: Income-tested, covers in-home support hours",
          "publisher": "Affordable Home Care",
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          "url": "https://www.aarp.org/caregiving/financial-legal/long-term-care-affordability-report/",
          "pageTitle": "Paying for Home Care — LTC Insurance, VA, MI Choice, Private Pay — Adults 65+ expected to need long-term services",
          "text": "Adults 65+ expected to need long-term services: 56% of adults turning 65 between 2021–2025",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
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    },
    {
      "@id": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
      "name": "Long-Term Care Insurance and Home Care — How Claims Work",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
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      "dateModified": "2026-07-05",
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          "url": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
          "pageTitle": "Long-Term Care Insurance and Home Care — How Claims Work — Standard ADL benefit trigger",
          "text": "Standard ADL benefit trigger: 2 of 6 ADLs (bathing, dressing, toileting, transferring, continence, feeding)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
          "pageTitle": "Long-Term Care Insurance and Home Care — How Claims Work — Cognitive trigger",
          "text": "Cognitive trigger: Documented impairment per policy criteria",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
          "pageTitle": "Long-Term Care Insurance and Home Care — How Claims Work — Common elimination period",
          "text": "Common elimination period: 30, 60, or 90 days",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://affordablehomecare.org/guides/long-term-care-insurance-home-care",
          "pageTitle": "Long-Term Care Insurance and Home Care — How Claims Work — Typical daily benefit range",
          "text": "Typical daily benefit range: $150–$300/day (policy-specific)",
          "publisher": "Affordable Home Care",
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        },
        {
          "url": "https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results",
          "pageTitle": "Long-Term Care Insurance and Home Care — How Claims Work — US national median non-medical home-care rate, 2025",
          "text": "US national median non-medical home-care rate, 2025: $35/hr ($80,080/yr at 44 hrs/wk)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
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    {
      "@id": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
      "name": "Medicare Advantage and Home Care — What Plans Actually Cover",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
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      "dateModified": "2026-06-18",
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          "url": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
          "pageTitle": "Medicare Advantage and Home Care — What Plans Actually Cover — Typical MA in-home support benefit",
          "text": "Typical MA in-home support benefit: 24–124 hours per year, varies by plan",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
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        {
          "url": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
          "pageTitle": "Medicare Advantage and Home Care — What Plans Actually Cover — Plan-specific eligibility",
          "text": "Plan-specific eligibility: Must be enrolled in a participating MA plan",
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        {
          "url": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
          "pageTitle": "Medicare Advantage and Home Care — What Plans Actually Cover — Original Medicare coverage",
          "text": "Original Medicare coverage: No non-medical home care coverage",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/medicare-advantage-home-care",
          "pageTitle": "Medicare Advantage and Home Care — What Plans Actually Cover — Out-of-pocket agency rate band",
          "text": "Out-of-pocket agency rate band: $27–$42/hr (2026 Southeast MI)",
          "publisher": "Affordable Home Care",
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      "@id": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
      "name": "Understanding Home Care Costs in Michigan",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
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          "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
          "pageTitle": "Understanding Home Care Costs in Michigan — Companion Care rate",
          "text": "Companion Care rate: $27–$32/hr (2026 Southeast MI)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
          "pageTitle": "Understanding Home Care Costs in Michigan — Personal Care rate",
          "text": "Personal Care rate: $29–$37/hr (2026 Southeast MI)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
          "pageTitle": "Understanding Home Care Costs in Michigan — Specialized Care rate",
          "text": "Specialized Care rate: $35–$42/hr (2026 Southeast MI)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
          "pageTitle": "Understanding Home Care Costs in Michigan — Live-in Care daily rate",
          "text": "Live-in Care daily rate: $400–$500/day",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/understanding-home-cares-costs",
          "pageTitle": "Understanding Home Care Costs in Michigan — What the rate includes",
          "text": "What the rate includes: Payroll tax, workers comp, liability, training, RN oversight, backup",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
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      ]
    },
    {
      "@id": "https://affordablehomecare.org/guides/when-is-it-time",
      "name": "When is it Time for Home Care?",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/when-is-it-time",
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        {
          "url": "https://affordablehomecare.org/guides/when-is-it-time",
          "pageTitle": "When is it Time for Home Care? — Typical \"starter\" hour band",
          "text": "Typical \"starter\" hour band: 4–8 hours per week, daytime",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/when-is-it-time",
          "pageTitle": "When is it Time for Home Care? — Companion Care entry rate",
          "text": "Companion Care entry rate: $27–$32/hr (Southeast MI)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/when-is-it-time",
          "pageTitle": "When is it Time for Home Care? — Post-fall risk window",
          "text": "Post-fall risk window: 30 days, ~4× normal fall risk",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        },
        {
          "url": "https://affordablehomecare.org/guides/when-is-it-time",
          "pageTitle": "When is it Time for Home Care? — Caregiver burnout marker",
          "text": "Caregiver burnout marker: Family caregiver sleep <6 hrs/night for 2+ weeks",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-06-18"
        }
      ]
    },
    {
      "@id": "https://affordablehomecare.org/guides/dementia-daily-routine-guide",
      "name": "Dementia Care at Home — Daily Routine & Southeast Michigan Playbook",
      "type": "Article",
      "url": "https://affordablehomecare.org/guides/dementia-daily-routine-guide",
      "sameAs": [
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      "dateModified": "2026-07-05",
      "hasChunks": [
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          "url": "https://affordablehomecare.org/guides/dementia-daily-routine-guide",
          "pageTitle": "Dementia Care at Home — Daily Routine & Southeast Michigan Playbook — Specialized dementia care rate, Southeast MI",
          "text": "Specialized dementia care rate, Southeast MI: $35–$42/hr (2026 agency rate)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://affordablehomecare.org/guides/dementia-daily-routine-guide",
          "pageTitle": "Dementia Care at Home — Daily Routine & Southeast Michigan Playbook — Live-in dementia care daily rate",
          "text": "Live-in dementia care daily rate: $400–$500/day (private bedroom required)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-05"
        },
        {
          "url": "https://my.clevelandclinic.org/health/diseases/21469-sundowning",
          "pageTitle": "Dementia Care at Home — Daily Routine & Southeast Michigan Playbook — Highest-risk agitation window",
          "text": "Highest-risk agitation window: 3:00–7:00 PM (sundowning)",
          "publisher": "Affordable Home Care",
          "dateModified": "2026-07-07"
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